Regulated · NAICOM

Car insurance in minutes. Certificate instantly.

Buy Third Party, Fire & Theft, or Comprehensive cover online. Pay by card, transfer or USSD and download a verifiable certificate right away.

✓ Instant certificate ✓ Verify any policy ✓ Secure payments
Third Party from
₦15,000/yr

Legal minimum cover for private cars, including ECOWAS Brown Card. Third-party property damage up to ₦3,000,000.

Start my quote

Prices set by Varco Insurance Ltd and shown live before you pay.

Choose the cover that fits

Three motor tiers, priced live from our own rate book.

Third Party

Damage or injury you cause to others. The legal minimum, with ECOWAS Brown Card.

Buy Third Party

Third Party, Fire & Theft

Everything in Third Party, plus fire and theft of your own vehicle.

Buy Third Party, Fire & Theft

Comprehensive

Own damage — accident, fire, theft, flood, vandalism — plus third-party liability.

Buy Comprehensive
1

Get a quote

Pick your tier & vehicle. See the price live.

2

Enter details

Vehicle and owner information, in one short form.

3

Pay securely

Card, bank transfer or USSD via Paystack.

4

Get covered

Instant certificate with a QR you can verify anywhere.

Already insured with Varco Insurance Ltd?

Check any policy's status by plate number or policy number.

Verify a Policy