Car Insurance
Three tiers of motor cover, priced live from Varco Insurance Ltd's own rate book and NAICOM bands. Buy online and get a verifiable certificate instantly.
Get a QuoteThird Party
Buy Third PartyCovers damage or injury you cause to others — the legal minimum. Includes ECOWAS Brown Card and third-party property damage cover.
| Vehicle category | Premium | TPPD limit |
|---|---|---|
| Private Car / SUV | ₦15,000 | ₦3,000,000 |
| Commercial Vehicle | ₦20,000 | ₦3,000,000 |
| Truck / General Cartage | ₦100,000 | ₦5,000,000 |
| Tricycle (Keke) | ₦5,000 | ₦2,000,000 |
| Motorcycle (Okada) | ₦3,000 | ₦1,000,000 |
Third Party, Fire & Theft
Buy Third Party, Fire & TheftEverything in Third Party, plus fire damage and theft of your own vehicle.
| Vehicle category | Premium | TPPD limit |
|---|---|---|
| Private Car / SUV | ₦35,000 | ₦3,000,000 |
| Commercial Vehicle | ₦50,000 | ₦3,000,000 |
Comprehensive
Buy ComprehensiveFull own-damage cover — accident, fire, theft, flood, vandalism — plus third-party liability. Priced as a percentage of your vehicle value.
| Vehicle category | Premium | TPPD limit |
|---|---|---|
| Private Car / SUV | 5% of value (min ₦150,000) | — |
| Commercial Vehicle | 5% of value (min ₦150,000) | — |
| Truck / General Cartage | 5% of value (min ₦150,000) | — |